Life Term Strategies

1. Huge Gains in Long Term
- Receive significant capital gains
- by investing in corporations
- (with wide economic moat & average peers’ net margin)
- In very very long term

2. Strong Periodic Cash Flow
- Maintain self-sufficient monthly cash flow
- Through dividend, gains on derivative & short term trading
- For re-investment to item # 1 mentioned above

3. Mind for Risk Management
- Ensure strong cash position
- Maintain low risk by continue monitor, analyze & feel:
economic trend & environment,
market condition & investors emotion
corporate performance & outlook
asset allocation & direction

4. Be a holy Christian investor:
- Invest in wisdom & varies ways, but consistent & not over nor under of what the Holy Bible expects a Jesus follower should be
- Keep regular & long term spiritual growth
Continue experience God @ finance market
Aim for life transform opportunities
- Even though it may not teach Billy & Bilibala what stocks to invest nor how to make more, more & more $

9.01.2009

Shoppers Drug Mart Corporation to open first Murale store in Toronto

New beauty destination offers access to global beauty brands and an elevated level of beauty expertise

TORONTO, Sept. 1 /CNW/ - Shoppers Drug Mart Corporation (TSX:SC) willpremiere its innovative and exciting new retail beauty store, Murale, inToronto Friday, September 4th in the Shops at Don Mills at 1090 Don MillsRoad. The beauty store, the third of its kind to open in Canada, will featurean unprecedented assortment of luxury, dermatological, fragrance and nichebrands from around the world.

"We've brought the best in beauty brands and expertise together in thisfantastic new beauty destination," said Jurgen Schreiber, President and CEO ofShoppers Drug Mart. "Murale is unlike any other beauty offering in NorthAmerica with its unique combination of leading beauty and dermatologicalproducts and professional, expert services and consultation."

Upon entering the store, customers will be delighted by the assortment ofleading global luxury prestige cosmetics brands including Bobbi Brown, Chanel,Estée Lauder, Lancôme and Nars, among others, each with their own area forinteractivity and application. The store's fragrance section includes over 75men's and women's scents from fragrance houses and designers like Prada, DonnaKaran, Chloé, Cartier and Etat Libre d'Orange. Offering personalized andunbiased beauty advice, Murale Beauty Masters will assist customers in findingcosmetics and fragrances suited to their needs and also provide expert makeupapplications.

Murale's sophisticated dermatological area is equipped with professionalassessment tools and the latest in topical treatments and nutra-cosmetics.

With an assortment that delivers excellence in skin care, Murale will featuretrusted and innovative brands like Natura Bissé, Vichy, Murad, and Darphin.

Focused on personalized consultation, Murale's professional skin care teamincludes a full-time Aesthetician and Pharmacist.

In addition to leading products, expert consultation and advice, Muralewill also offer unique services including a Benefit Brow Bar and a menu ofover 30 professional beauty and spa services available in the private cabineadjacent to the dermatological area.

"Murale is a truly unique experience that promises to delight, surpriseand inspire everyone to find their own beautiful," says Shelley Rozenwald,President, Murale. "We've travelled the globe to create the finest assortmentand we're thrilled to bring these beauty discoveries and treasures toCanadians. Since our first Murale store opened in Ottawa, we've receivedfantastic feedback from our customers who are enchanted by our service, ourbrands and our expertise. Now we can provide Torontonians with the opportunityto experience this unique beauty destination."

Elegant and contemporary, Murale's design is inviting and allowscustomers the opportunity to touch, feel and discover the extensive range ofbeauty products, as well as interact with the store's experts. The firstMurale store opened in Place d'Orléans in Ottawa this past November while theCompany's first flagship opened in Montreal in December 2008. The Companyplans to open up to five additional locations in Canada this year includingstores in Calgary and Vancouver.

More information on Murale, and the brandsand services within, can be found at www.murale.ca. On September 3, 2009, from 9:00 a.m. to 11:00 a.m., media will have theopportunity to preview the new Toronto store. To RSVP, please contact AnneCowans at 416.919.1221, acowans@overcatcommunications.com or Cecille de laCruz at 416.966.9970 ext. 228, cdelacruz@overcatcommunications.com.

Bilibala comments:
It should help Shoppers Drug Mart to further improve its profit margin.
On the other hand, whenever there's expansion plan, a corp usually need to rise debt. To me, Shoppers' debt is quite high and it will increase the credit risk of the company. In today's economy environment, where you can borrow cheaply is fine, but need to keep an eyes on this new store and see how long it will take it to break even and pay back.

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