Life Term Strategies

1. Huge Gains in Long Term
- Receive significant capital gains
- by investing in corporations
- (with wide economic moat & average peers’ net margin)
- In very very long term

2. Strong Periodic Cash Flow
- Maintain self-sufficient monthly cash flow
- Through dividend, gains on derivative & short term trading
- For re-investment to item # 1 mentioned above

3. Mind for Risk Management
- Ensure strong cash position
- Maintain low risk by continue monitor, analyze & feel:
economic trend & environment,
market condition & investors emotion
corporate performance & outlook
asset allocation & direction

4. Be a holy Christian investor:
- Invest in wisdom & varies ways, but consistent & not over nor under of what the Holy Bible expects a Jesus follower should be
- Keep regular & long term spiritual growth
Continue experience God @ finance market
Aim for life transform opportunities
- Even though it may not teach Billy & Bilibala what stocks to invest nor how to make more, more & more $

10.07.2009

Aging impact

发布时间: 2009-07-24
http://www.stdaily.com 2009年07月24日 来源: 科技日报 作者:
  再过40年,全球人口老化可能会颠覆世人对“中年”、“长者”的定义。据香港《文汇报》21日报道,美国人口调查局最新研究指出,目前全球65岁以上老人的增长速度是历来最快。到2050年,全球达“期颐之年”(100岁)的人瑞将迫近600万人;在2017年,全球65岁以上老人数目更将超越5岁以下小童,是人类有史以来的首次。

  在古时,活过“期颐之年”几乎是梦想,但目前全球年过100岁的人口,已由1950年的数千急增至34万,到本世纪中更会增加近20倍,至600万人,当中尤以美国及日本最多百岁人瑞。届时日本人口年龄中位数将由37岁急升至55岁,“中年”年龄层或须重新定义。

  截至2008年中,全球65岁以上长者人口约5.06亿。美国人口调查局预计,到2040年,数字将升至13亿,占届时全球总人口的14%。当中,年过80的“最老”一群更会急增133%,为子孙一代带来沉重压力。

  撰写报告的人口调查员何万及金塞拉指出,长者人口急增的主因是战后婴儿潮陆续迈向老年,加上长者死亡率持续下降。目前全球长者增长速度为每月87万,10年后,每月将有190万人同时庆祝65岁生日。

  报告指出,由于劳动及退休人口比例改变,退休时间在整个人生的比重增加,将加重对退休保障制度的压力。老人病如心脏病、癌症等,亦会大大增加社会医疗开支。此外,出生率下降令照顾长者的家庭成员减少,“将来会出现70岁的”孩子“照顾100岁的父母,这对照顾者而言是极大的压力。”

  无论发达还是发展中国家,都难免受人口老化影响,报告引用2006年欧盟研究指出,假如没足够政策配合,到2030年,人口老化将令欧盟经济增长速度减慢一半。但作者认为,假如政府及商界能推出相应措施,或许能将人口老化转变为经济机遇。

本篇文章来源于 科技网www.stdaily.com
原文链接:http://www.stdaily.com/kjrb/content/2009-07/24/content_86451.htm

=> aging is an important mega trend in the world, and it affect almost everything in our life and the world economy, also investment strategy!!

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