Life Term Strategies

1. Huge Gains in Long Term
- Receive significant capital gains
- by investing in corporations
- (with wide economic moat & average peers’ net margin)
- In very very long term

2. Strong Periodic Cash Flow
- Maintain self-sufficient monthly cash flow
- Through dividend, gains on derivative & short term trading
- For re-investment to item # 1 mentioned above

3. Mind for Risk Management
- Ensure strong cash position
- Maintain low risk by continue monitor, analyze & feel:
economic trend & environment,
market condition & investors emotion
corporate performance & outlook
asset allocation & direction

4. Be a holy Christian investor:
- Invest in wisdom & varies ways, but consistent & not over nor under of what the Holy Bible expects a Jesus follower should be
- Keep regular & long term spiritual growth
Continue experience God @ finance market
Aim for life transform opportunities
- Even though it may not teach Billy & Bilibala what stocks to invest nor how to make more, more & more $

6.30.2009

US consumer confidence fell in June

NEW YORK (Reuters) - U.S. consumer confidence fell in June after two straight months of gains.
The Conference Board, an industry group, said on Tuesday its index of consumer attitudes dropped to 49.3 from 54.8 in May. The Present Situation Index slid to 24.8 from 29.7.
Americans saying jobs are "hard to get" increased to 44.8 percent from 43.9 percent the previous month, while those saying jobs are "plentiful" slid to 4.5 percent from May's 5.8 percent.

"The decline in the Present Situation index, caused by a less favorable assessment of business conditions and employment, continues to imply that economic conditions, while not as weak as earlier, are nonetheless weak," said Lynn Franco, director of The Conference Board's Consumer Research Center.
(Reporting by Gertrude Chavez-Dreyfuss; Editing by James Dalgleish)

Bilibala's comments:
To me, consumer confidence index is just a survey on 5000 US household, good for reference, but can't take it too serious if it go up or down only few points.
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