Life Term Strategies

1. Huge Gains in Long Term
- Receive significant capital gains
- by investing in corporations
- (with wide economic moat & average peers’ net margin)
- In very very long term

2. Strong Periodic Cash Flow
- Maintain self-sufficient monthly cash flow
- Through dividend, gains on derivative & short term trading
- For re-investment to item # 1 mentioned above

3. Mind for Risk Management
- Ensure strong cash position
- Maintain low risk by continue monitor, analyze & feel:
economic trend & environment,
market condition & investors emotion
corporate performance & outlook
asset allocation & direction

4. Be a holy Christian investor:
- Invest in wisdom & varies ways, but consistent & not over nor under of what the Holy Bible expects a Jesus follower should be
- Keep regular & long term spiritual growth
Continue experience God @ finance market
Aim for life transform opportunities
- Even though it may not teach Billy & Bilibala what stocks to invest nor how to make more, more & more $

4.20.2009

China Mobile 1q09 results

Overview:
China Mobile provides a full range of wireless telecom and value added services in China. It has 70% market share and about 457 million subsribers, which makes it the largest wireless operator in the world.

1q09 results (vs 4q08):
1. Total revenue up 8.9% to $101.2B
  • # of subscribers up 4.4% to 477.2M vs 4q08, but the growth slow down to 19.9M in 1q09;
  • min/ppl/mth down 2.8% to 478 vs 4q08 and total min up only 0.7% to 661.4B;
  • ARPU down 12% to $73 vs 4q08, significantly lower than expect. Mainly due to economy slow down in urban city plus continue increase in low end users;
2. Reported earning up 4.6% to RMB$25.2B
  • EBITDA margin keep at 52.7%, slightly better than 4q08
  • EBITDA down 6.8% from 4q08;
  • Net margin down by 9.1% to 24.9%, mainly due to ARPU down;

3. Balance Sheet

  • N/A
Risk:
  • Face increase competition in environment;
  • Unsymmetrical act against CHL's monopoly position in wireless industry;
  • CHL's 3G wireless standard TD-SCDMA is not a mature as China Telecom's CDMA & China Unicom's WCDMA;
  • Rise on Capital expenditure on 3G;
  • ARPU may further reduce since most of the new subscriber are lower income users from rural market
  • Slow down in general economic growth
Comments:
1q09 results lower than expect I think it is mainly due to global economy slow down as well as the new subscribers growth slow down (on higher peneration rate & higher competition in China's telecom industry). 2q09 ARPU should rise back to $74-75 range.

Buy, but will lower the Fair Value to HK$125.71 (down from $144.62 as of 03/19/09)

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