Life Term Strategies

1. Huge Gains in Long Term
- Receive significant capital gains
- by investing in corporations
- (with wide economic moat & average peers’ net margin)
- In very very long term

2. Strong Periodic Cash Flow
- Maintain self-sufficient monthly cash flow
- Through dividend, gains on derivative & short term trading
- For re-investment to item # 1 mentioned above

3. Mind for Risk Management
- Ensure strong cash position
- Maintain low risk by continue monitor, analyze & feel:
economic trend & environment,
market condition & investors emotion
corporate performance & outlook
asset allocation & direction

4. Be a holy Christian investor:
- Invest in wisdom & varies ways, but consistent & not over nor under of what the Holy Bible expects a Jesus follower should be
- Keep regular & long term spiritual growth
Continue experience God @ finance market
Aim for life transform opportunities
- Even though it may not teach Billy & Bilibala what stocks to invest nor how to make more, more & more $

11.27.2009

郭田勇:迪拜事件反映复苏未稳 不排除连锁反应

http://news.hexun.com/2009-11-27/121842543.html?from=rss

和讯消息 阿联酋负债累累的迪拜酋长国周三宣布﹐将重组其最大的企业实体迪拜世界,这是一家业务横跨房地产和港口的企业集团。迪拜还宣布,将把迪拜世界的债务偿还延迟6个月。受此消息影响,26号的欧洲股市重挫,作为迪拜债权人的各大欧洲银行股也遭到抛售。对此,中央财经大学中国银行(601988,股吧)业研究中心主任郭田勇表示,迪拜债务危机说明金融危机以后,对于经济摆脱危机走向复苏不能过于乐观。他同时认为,不排除该事件引发连锁反应的可能性。

郭田勇表示,从金融危机的传导方面来看,迪拜债务危机反映出,目前,一些还没有引爆;从一些机构来看,内部还存在各种问题和风险,包括一些大型企业 和金融机构依然存在局部性隐患。政府刺激政策,使得各方主体认为经济能够持续走好。但是一些企业和金融机构为了自己或者整个经济的利益,试图把一些问题掩 饰过去,他们认为,当经济一旦复苏,各方面的需求增加,对企业本身经营有帮助。同时,资金环境变的更宽松,能够继续获得外部融资,带有侥幸性的避难的心 理。郭田勇指出,问题在于经济复苏只是政府刺激政策导致的阶段性复苏,并不是基于微观主体的实体需求增加所引致的真正复苏。由于在当前经济复苏的进程是一 种乍暖还寒的情况,可能有一些企业熬不过去,从而为全球经济复苏埋下一层阴影。

  郭田勇认为,从理论上讲,迪拜债务危机不排除多米诺的效应,如果迪拜单方面取消债务,可能会使其机构陷入困境。他同时指出,迪拜事件是个体性,微观性事件,会给复苏蒙上一层阴影,但因为阿联酋在国际上并非大的经济体,因此,不会在全球经济产生太大的拖累作用。

  据知情人士透露,迪拜世界的最大债权人为阿布扎比商业银行和阿联酋NBD PJSC,其他债权银行包括汇丰、巴克莱和苏格兰皇家银行等。对此,郭田勇表示,像汇丰银行这种资产规模较大的商业银行,本身债权的集中度不会很高,不会 把对经营发生实质性影响的资金量投到一个企业上。郭田勇不愿意把这件事看作能够形成银行系统性风险的事件,他说,该事件会给银行业绩带来一定影响,但是不 会影响到银行命运。

  人们担心迪拜世界确实会违约,进而引发风险资产市场的资金快速出逃。受此影响,日经指数昨日收盘跌0.6%,上证综合指数跌3.6%,多数欧洲 股市开盘都至少下跌2%。但欧洲汇市昨日午盘的美元受到这一消息的提振。郭田勇认为,股市是比较脆弱的地方,利空消息一定对股市有影响。但影响的程度会随 着未来内部情况不断披露表现出来。

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