Life Term Strategies

1. Huge Gains in Long Term
- Receive significant capital gains
- by investing in corporations
- (with wide economic moat & average peers’ net margin)
- In very very long term

2. Strong Periodic Cash Flow
- Maintain self-sufficient monthly cash flow
- Through dividend, gains on derivative & short term trading
- For re-investment to item # 1 mentioned above

3. Mind for Risk Management
- Ensure strong cash position
- Maintain low risk by continue monitor, analyze & feel:
economic trend & environment,
market condition & investors emotion
corporate performance & outlook
asset allocation & direction

4. Be a holy Christian investor:
- Invest in wisdom & varies ways, but consistent & not over nor under of what the Holy Bible expects a Jesus follower should be
- Keep regular & long term spiritual growth
Continue experience God @ finance market
Aim for life transform opportunities
- Even though it may not teach Billy & Bilibala what stocks to invest nor how to make more, more & more $

5.08.2009

Econ data: 09 week 19

Overall
  • 10 US Banks was being forced to rise capital, inline with expectation. However, to me, lots bank such as Wells Fargo do not really need any additional capital at all;
  • Toyota release 09 result, sales down 22.8% and with a net loss of Yen 436.9B, the largest loss since 1937. Apr Auto sales seems to have signal to recover, Toyota is down 3% in NYSE;
House market
  • US Mar pending home sales up 3.2% from 2.0% in Feb, (better than expect, 0.0%)
  • US Mar construction spending up 0.3% from -1.0% in Feb, (better, -1.6%)
  • Huge improve from last month, need to see May & Jun trend to confirm whether the economy has already hit the bottom and start recoving;
Job market
  • US Apr nonfarmer job pos down -539k from -699k in Mar, (better, -600k)
  • US Apr unemployment rate up to 8.9% from 8.5% in Mar, (same, 8.9%)
  • US 05/02 initital jobless claims down to 601k from 635k last week, (better, 635k)
Retail market
  • US Apr IMS Services up to 43.7 from 40.8 in Mar, (better, 42.2). Still below 50 even we see improvement;
  • US 1q09 productivity up +0.8% from down -0.6% in 4q08, (better, +0.6%)
Others
  • Canada Apr non-farmer job pos up +36k, (better, -50k). Increase mainly on self-employ pos, so it doesn't really reflect an improvement in job market;
  • Canada Apr unemployement rate keep at 8.0%, same as Mar, better than expect;

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