Life Term Strategies

1. Huge Gains in Long Term
- Receive significant capital gains
- by investing in corporations
- (with wide economic moat & average peers’ net margin)
- In very very long term

2. Strong Periodic Cash Flow
- Maintain self-sufficient monthly cash flow
- Through dividend, gains on derivative & short term trading
- For re-investment to item # 1 mentioned above

3. Mind for Risk Management
- Ensure strong cash position
- Maintain low risk by continue monitor, analyze & feel:
economic trend & environment,
market condition & investors emotion
corporate performance & outlook
asset allocation & direction

4. Be a holy Christian investor:
- Invest in wisdom & varies ways, but consistent & not over nor under of what the Holy Bible expects a Jesus follower should be
- Keep regular & long term spiritual growth
Continue experience God @ finance market
Aim for life transform opportunities
- Even though it may not teach Billy & Bilibala what stocks to invest nor how to make more, more & more $

1.19.2009

Econ data: 09 week 3

  • US Nov trade balance improve to -$40.4B (better than expect, -$51.0B), prior -56.7B
  • US Dec M/M retail sales - 2.7% (worse, -1.2%), prior -2.1%
  • US Dec M/M retail sales ex-auto - 3.1% (worse, -1.4%), prior -2.5%
  • Core PPI Dec +0.2% (better, 0.1%), prior 0.1%
  • Core CPI Dec 0.0% (worse, 0.1%), prior 0.0%
  • Weekly Initial claims +524k (worse, +503k), prior 470k
  • Industrial production Dec -2.0%, (worse, -1.0%), prior 1.3%

Worse economic data is kind of an expected fact, so I won't be too worry about it at this moment.
Also, ppl concern & become so worry about 2009 USA government will run to a huge deficit year (more than $1T for sure), because they don't understand accounting.

This time the deficit is being used to buy assets instead of spending them.
If T-bill interest rate is only 1% while the government will get a return of at least 5% in return on the preferred shares and bad bonds it purchased.


So u can treat the high deficit as leverage instead of expenses.
But for an non-profit organization financial statement, that's how they always present.
That's the reason why ppl still willing to lent $$ to USA government, because those bonds in certain degree back-up by assets.

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