Life Term Strategies

1. Huge Gains in Long Term
- Receive significant capital gains
- by investing in corporations
- (with wide economic moat & average peers’ net margin)
- In very very long term

2. Strong Periodic Cash Flow
- Maintain self-sufficient monthly cash flow
- Through dividend, gains on derivative & short term trading
- For re-investment to item # 1 mentioned above

3. Mind for Risk Management
- Ensure strong cash position
- Maintain low risk by continue monitor, analyze & feel:
economic trend & environment,
market condition & investors emotion
corporate performance & outlook
asset allocation & direction

4. Be a holy Christian investor:
- Invest in wisdom & varies ways, but consistent & not over nor under of what the Holy Bible expects a Jesus follower should be
- Keep regular & long term spiritual growth
Continue experience God @ finance market
Aim for life transform opportunities
- Even though it may not teach Billy & Bilibala what stocks to invest nor how to make more, more & more $

3.02.2009

Berkshire Hathaway 2008 results

Berkshire Hathaway is a holding company that owns more than 70 business mainly in insurance, energy. It also has a $49B equity portfolio which owns large equity stakes in Coca-Cola, Wells Fargo, Proctor & Gamble and America Express etc.

2008 results:1. Total Reveune down 9.7% vs 2007
  • Exclude $6.8B derivitve losses in 2008, reveune down only 3.1%;
  • Exclude $6.8B derivitve losses in 2008 and the $7.1B special insurance deal in 2007, reveune up 2.9%;
  • Strong 10.6% reveune growth in Utilities/Energy segment, continue future growth is expected;

2. Reported EPS $107 (class B) down 62% vs 2007 or adjusted EPS $228

  • Exclude $6.8B derivitve losses in 2008, EPS down 20%;
  • Insurance underwriting still manage to make a profit of $2.8B, about 5% of invested capital;
  • Expenses management looks good;
  • EPS down mainly due to change on investment from gain $5.4B in 07 (gain to sell all Petro China) to loss $0.6B in 08;

3. Ratio

  • price / earning ratio as of Feb 27, 09 is 23.96, quite high compare to peers;
  • price / earning ratio based on adjusted EPS is 11.25, looks reasonable;
  • price / book as of Feb 27, 09 is 1.09, lower than company's historical average of about 1.8

4. Balance Sheet

  • Book value fall 9.6%, better than my expectation and better than S&P's 37%
  • Cash balance dropped from $44.3B in 07 $25.5B in 08;
  • 2008 Net purchased in equity $3.3B, bonds $2.3B and special deals $14.5B
  • Cash flow from opeartion remain strong at $11.2B or down 10.4%

Risk:

  • Aging / retirement concerns for BRK's management team;
  • Credit rating may fall derivative value / its equity holding continue to fall;
  • Cost of capital may rise derivative value / its equity holding continue to fall;
  • The conglomerate's nature makes it difficult and unclear to estimate the company's performance

5. Forecast 09

  • Based on 2009 equity market performance so far, it will suffer another $6.2B hit on deriveritive and may be another $10B in its equity portfolio, which translate into 13.2% down in book value;
  • Special deal should help to generate addition $1.7-$2.0B investment income per year start from 2009

Comments:
BUY, Fair Value $4,640 (not yet adjusted)

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The information provided in the entire blog is not intended to provide legal, accounting, tax or specific investment advice. The information presented was obtained from sources believed to be reliable; however, I cannot represent that it is accurate or complete. I assume no responsibility for any losses, whether direct, special or consequential, that arise out of the use of this information. This information is subject to change without notice. Stock performance are not guaranteed, their prices change frequently and past performance may not be repeated. Please do your own investigation, or contact your own professional advise, before investing.